Appendix XIII – Payment of Pension to Postal & Telecom Pensioners

 

Appendix XIII – Payment of Pension to Postal & Telecom Pensioners 

Note 1: As per GSPR 2018, no separate category of pension account will be opened from  18.12.2019 and all existing pension accounts are to be treated / converted as normal PO Savings Account, if the pensioner has no other PO Savings Single Account.

 Note 2: This procedure/provisions are applicable to BSNL/BSNL IDA pensioners also.

 (1) New Pensioners: A Postal or Telecom employee about to retire and opting for the scheme will have to furnish a letter of authority and undertaking at Annexure A in favour of Postmaster concerned to receive his/her monthly pension for credit in his/her SB account to the Head of the office along with the pension papers. The letter of authority will indicate the name of the Post Office through which the pensioner wishes to draw his/her pension after retirement. It will also contain an undertaking by the pensioner that any excess payment made towards his/her pension and credited to his/her savings account may be recovered or withdrawn from the said savings account by the Postmaster/Sub Postmaster.

 

Note:- The term Postal or Telecom pensioners will not include Postal or Telecom Audit Office pensioners.

(i) The letter of authority and undertaking will be verified and sent by the head of the  office direct to the head postmaster under whose jurisdiction the Savings account is to be opened with a forwarding letter and other documents to the Postal Accounts Office for the issue of pension payment order.

 

(ii) On receipt of the PPO form the Postal Accounts Office and the letter of authority and undertaking from the Head of the Office, the Postmaster will make the entries of the PPO in the registers of PPOs in form (Pension-2) to be opened separately for such pensioners. Additional columns showing the savings account number and the name of the post office where it stands will be improvised in this register. The letter of authority and undertaking will be kept in a separate guard file and will bear the serial number of the register of the pension payment orders. The guard file will be kept in the personal custody of the postmaster. If the account stands at a sub office, the pensioner's half of the PPOs will be sent to the sub office along with a copy of Postmaster's half of the PPOs. Pension credit to savings account of pensioner should be done only at head post office on the last working day of each month except for the month of March when it will be credited on the first working day of April in the savings account of the pensioners. Postmaster/APM shall be responsible for correct upload of amount of pension into pensioner’s savings account. An SMS alert about credit of pension will also be sent to the pensioner’s mobile number.

(iii) When the pensioner attends the post office for pension payment, the Head/Sub Postmaster will make the entries of payment of pension in both the halves in the Head/Sub Office. The pensioner's half of the PPO will be returned to the pensioner under receipt on the disburser's half of PPO. Further entries in the pensioner's half of the PPO will be made in the following circumstances:

(a) When a change occurs in the quantum of pension and the relief admissible thereon due to revision of pension, increase in relief, etc. giving for the variation.
(b) When the paying post office is to be changed.

(c) The pensioner will have to option to have the entries made in his/her half of the PPO at the appropriate time by presenting it to the paying Post Office.

 

(2) Existing Pensioners:- (i) In the case of existing pensioner who wishes to avail of this scheme, he/she will furnish the letter of authority and undertaking (Annexure-A) to the Postmaster/Sub Postmaster from whom he is getting his/her monthly pension along with the pensioner's half of the PPO. In case of sub office, the authority letter duly verified by the SPM will be sent to the Head Office along with pensioner's half and the copy of the Postmaster's half of the PPO kept in the sub office. The Head Postmaster after accepting the  authority letter will make a note under his/her signature on the both halves of the PPO and copy of the Postmaster's half that the pension is to be credited in the Savings Account No.___________________ of the pensioner to be opened at Post Office from the month of ______________onward. The Postmaster will keep Postmaster's half of the PPO in his/her office if the account stands at his/her office for noting the monthly payment of pension credited to the Saving Account of the pensioner and return the pensioner's half to the pensioner. The pensioner's half and copy of the postmaster's half of the PPO will be sent to the sub office if the account stands at Sub Office. The copy of the Postmaster's half of the PPO received in the Sub Office will be kept by the sub Postmaster for noting the monthly payment of the pension when credited to the Savings Account of the pensioner. The pensioner's half of the PPO will be returned to the Pensioner. The entry of the PPO as entered in the existing register of PPOs (Pension-2) will be transformed to the separate register of PPOs (Pension-2) to be opened for the pensioners who want to avail of the facility under the new scheme.

(ii) On the last working day of the month, the Head Postmaster will prepare a separate schedule for such pensioners in triplicate with an additional column for the number of the savings account. In the Head Post Office, the Postmaster will sign all the three (3) copies of the schedule and pass on 2 copies to the APM(SB) under receipt on the last working day of month except the month of March when it will be credited on 2nd working day of April. Designated PA will generate file for uploading Pension into respective accounts and upload the file using HTUM menu in Finacle CBS application. The Head Postmaster, will charge amount of the pension under the pension Head in the Head Office summary and other relevant records by per contra credit to the savings accounts of the pensioners under the normal procedure. The APM(SB) will endorse the following certificate under his/her dated signature on all the copies of the schedule.


“Certified that the amount shown above have been credited in the respective Savings

accounts on____________”.

(iii) He/She will return one copy of the schedule to the pension Branch and retain the third  copy which will be sent to SBCO along with one Pay-in-Slip to be prepared for the entire amount by Supervisor. Entry of pension credited to SB accounts will reflect in the LOT generated automatically in Finacle. On receipt of a copy of the schedule from the SB Branch the Postmaster will furnish under his/her dated signature a certificate on both the copies of the schedule that the pension amounts of pensioners included in the schedule have been credited to the respective Savings Account of the pensioners. The copy of schedule which bears the certificate of the Supervisor will be kept as office copy and the original copy of the schedule will be sent to the Postal Account Office with the month's cash account.

 

Note:- Any other amounts payable to the pensioner by way of arrears of pension, ad-hoc relief commutation of pension, etc, will be credited to the P.O. Savings (Pension) account of the concerned by the Postmaster immediately on receipt of authorization to this effect without waiting for affording credit only on the first working day of the ensuing month.

 

(3) Income tax Deductions: - The pensioner may intimate to the Postmaster/Sub Postmaster the amount of income tax, if any, to be deducted from the pension during the course of the year. The amount of income tax will be deducted from the pension in monthly installments or in as many installments as may be instructed by the pensioner and shown in the schedule of pension payment (Pen-4). In such cases net amount of pension will be credited in the savings account of the pensioner. The amount of income tax deducted will also be noted in both the copies of the PPO. At the close of the financial year the head Postmaster will furnish a certificate in form at Annexure 'B'' to the pensioner showing the amount of the pension paid during the year and the total amount of deduction made on account of income tax.

 

Note:- Normally provision of this para will be observed by the Head Office and when there is no intimation from the pensioner, total amount of income tax will be calculated by Head Post Office and intimated to the Sub Post Office concerned, if the pensioner draws his/her pension at a sub office.

 

(4) Commutation: -The pensioner will apply to the Head of the Office from where he retired who will sanction the commutation and indicate also the revised amount of pension. This will be conveyed to the Director of Accounts (Postal) who will suitably advise the Head Post Master. The Head Postmaster will make a suitable note in both the copies of the PPO under his/her dated signature quoting the said authority. The reduction in the amount of pension on account of commutation shall become operative from the date of receipt of the commutation money by the pensioner or 3 months after the issue of the letter by the competent authority asking the pensioner to collect the commutation money whichever is earlier. The commutation money will also be paid by credit to the Saving account.

 

Note:- The date of credit of commutation money in the Savings (Pension) Account may be

taken as the date of receipt of commutation money.

 

(5) Appearance of pensioners and furnishing of life certificate: -

(i) The pensioner will appear in person at least once a year either in June or December before the Postmaster concerned and in addition send a life certificate (duly attested by any one authorized for this) once a year in June or December and vice-versa. The pensioner will also send a non-employment certificate in form at Annexure-C once a year in the month of  November each year. In case the pensioner fails either to appear in person or send life and non-employment certificate, the pension will not be automatically credited to his/her account. As a Digital India initiative to facilitate Pensioners, Ministry of Electronics & Information Technology (MeitY) has launched Jeevan Pramaan portal. Now the pensioner may use the Aadhaar enabled Biometric  authentication mechanism to generate Digital Life Certificate. The accounts branch of HO will view/monitor/download the Digital Life Certificate.

 

(ii) Note of personal appearance once a year will be made by the Postmaster/Sub Postmaster on the PPO under his/her dated signature if the personal appearance is made once a year. The non-employment certificates will be attached to the concerned schedule which will be sent to the Postal Accounts Office. A note of the receipt of these certificates will be made in the remarks column of the register of PPOs against the concerned pensioner under the dated initials of the Postmaster.

 

Note:- Exemption from personal appearance in the case of Pensioners residing abroad:- The above rule requires the pensioner to appear in person at least once a year, either in June or

in December, before the concerned Postmaster and in addition to send a life certificate (duly attested by any one authorized for this) once a year in the either month of the two. In the past, requests from some P&T pensioners residing abroad were received to the effect that they

might be exempted from personal appearance on account of their being abroad. Taking into

account the general difficulties of such pensioners in observing the provision of this rule in

toto, it has been decided, in relaxation of the rule that P&T Pensioners residing abroad be

exempted from personal appearance on fulfillment of the following conditions:

 

(iii) The pensioner furnishes an indemnity bond in Form 'G' to refund overpayments in case they cannot be adjusted from the savings account.

 

(iv) Life certificate duly signed and attested by a Gazetted Officer not below the Rank of an attaché of Indian Embassy in the country where the Pensioner resides is furnished once in six months, in June and in the December.

 

(iv) The Postmaster will not credit the amount of pension in the Savings account of the pensioners unless the conditions laid down in para 10 are fulfilled by the pensioners. The Postmaster concerned will send an intimation at once to the pensioner regarding the particular deficiency which has resulted in the stoppage of automatic credit. If the pensioner does not furnish the DLC in the month of June or December, as the case may be, the Postmaster/Sub

Postmaster will make enquiries about the whereabouts of the pensioner at the address available in the Post Office record. In case, it is found that the pensioner has expired, the date of death will be got ascertained and noted in the PPO under the initials of the Postmaster/Sub Postmaster. Further credit of the pension to the Savings account will be stopped.

 

(v) In case of the excess or wrong credit of pension because of the death of the pensioner, the amount excess credited will be withdrawn through SB withdrawal form by the Postmaster from the Savings account of the pensioner under his/her own signature on the basis of undertaking given by the pensioner in the authority letter and credited under the GL Head “Sundry account (0324) in Finacle” with suitable remarks. on the warrant of payment, remark to this effect will be made in the PPO also. In case the balance left in the account is so small that the full recovery is not possible the amount of over payment will be recovered from heirs of the pensioner.

 

(6) Transfer of pension: - When a pensioner applies for the transfer of his/her pension to another post office the following procedure will be observed: -

(i) When the Savings account of the pensioner is transferred from one sub post office to another sub post office under the same Head Office, the post office hitherto making payments will  transfer the disburser's copy of the PPO along with the documents to the Head Office, the Head Office after making a note of transfer in his/her record, and the disburser's copy of the PPO will transfer the documents to the new post office. No advice to the Director of Accounts (Postal) will be necessary.

 

(ii) If the Savings Account of the pensioner is transferred from one Head Office to another Head Office under the jurisdiction of same Postal Accounts Office, the Head Postmaster will transfer the PPO along with other documents to the transferee Head Office. A note to this effect will be made in the register of PPOs so that no further payment is made by his/her office. He/She will intimate the transferred Head Office as also the Postal accounts Office the month upto which the pension of the pensioner has been credited to his/her account. The transferee Head Office while acknowledging the receipt of the pension papers will intimate the Postal Accounts Office the month from which he has to commence pension payment and the case mark of the transferring head office.

 

(iii) If the transfer of the Savings Account is from one Head Office to another within the jurisdiction of another Postal Account Office, the transferring Head Postmaster will return the

PPO and other documents to the Postal Accounts Office which originally issued the authority for the payment of pension. The Director of Accounts (Postal) will arrange payment of pension through the Director of Accounts (Postal) of the transferee Head Post Office.

 

7(i). Receipt of family pension: - The amount of family pension payable to the widow/widower of the deceased pensioner is also given in the pension order. When she/he becomes entitled to receive family pension the Head Postmaster will obtain the following documents from the widow/widower who will also be asked to open a Savings Account or provide the existing savings account.

 

(i) Death certificate of pensioner.

(ii) Application for the family pension in the form at Annexure 'D'.

(iii) A copy of the photograph.

(iv) A letter of authority and undertaking (Annexure-A).

 

(ii) On receipt of the above documents the Head Postmaster will authorize the concerned post office to start paying family pension to the widow/widower as mentioned in the PPO after necessary scrutiny and verification of the documents. The Head Post Office will also send an intimation in this regard to the Director of Accounts (Postal) in the Annexure 'E'. The declaration in the form at Annexure 'F'' whose family pension is terminable on marriage/remarriage will be obtained from the pensioner once a year in December. The certificate contained in the declaration will be countersigned by a responsible officer or a well know person.

 

8. Revocation of option: - A pensioner who has opted for this scheme is free to revoke his/her option and draw his/her pension otherwise, but before doing so he must give notice of a minimum period of three calendar months to the Postmaster of the Post Office from where he has been drawing his/her pension. The following procedure will be followed for this purpose.

 

(i) When a pensioner desires to revoke his/her option to draw the pension thorough PO Savings account and wishes to draw the pension in cash/cheque, he should apply to this effect to Postmaster concerned by giving clear notice of three calendar months. The application should be submitted in duplicate in case the savings account stands at a Sub Post Office and in single if the account stands at the Head Post Office.

 

The application should contain the following details:

(a) Name of pensioner;

(b) PPO Number;

(c) Office from which retired;

(d) Post held before retirement;

(e) Amount on pension;

(f) Name of post office from which pension is being drawn;

(g) Savings Account No.

 

(ii) When a pensioner is drawing pension form a Sub Post Office, the Sub Postmaster will forward a copy of the pensioner's application to the Head Office keeping duplicate copy of application as office record. He/She will complete the entries in the pensioner's half and copy of  Postmaster's half of the PPO kept in the sub office. A suitable note will be made in the savings account and in the PPO's register (Pension-2) against the relevant entry about the revocation of option and the month from which it has to take effect under the dated signature of the Sub Postmaster. The pensioner's half will be returned to the pension under the receipt to be taken to the applications seeking revocation of option after the expiry of the notice period. The Sub Postmaster will certify under his/her dated signature on the application or  revocation that suitable remarks have been made in all the relevant records before it is sent to the Head Office.

(iii) The Head Postmaster, on receipt of application of revocation of option from the pensioner drawing pension from his/her office, or application of revocation form the sub post office, as the case may be, will complete the entries in disburser's half/Pensioner's half and made necessary entries in the Savings Account, PPO register (Pension-2) and letter of authority and undertaking about the revocation of option and the month from which it has to take effect under his/her dated signature. The pensioner's half will be returned to the pensioner under the receipt on the application seeking revocation of option after the expiry of the notice period. The postmaster will also pass remarks on application of revocation under his/her dated signature that suitable remarks have been made in all the relevant records. The application will be kept along with the letter of authority and undertaking already kept in the guard file.

 

(iv) The Head Postmaster will thereafter send an intimation about the revocation of option by the pensioner and the month of which it has to take effect to the Director of Postal Accounts to enable him to make suitable entries in his/her office records.

 

(v) No further amount of pension will be credited in the pensioner's account by the Sub Postmaster/Head Postmaster after the return of pensioner's half to the pensioner. The pensioner will be intimated the month from which the credit of pension will be stopped in his/her account. He/She will also be advised to close his/her savings account. The entry of  PPO will be made in the register of the PPOs (pension-2) meant for pension drawing their pension in cash/cheque, the entry in the register meant for pensioners drawing their pension through PO Savings pensions account will be scored after making suitable remarks.

 

9. Life-time arrears:- Life-time arrears due to the pensioner upto and including the date of his/her death will also be credited to the pensioner's savings account to be paid to the nominee or the heir in accordance with the procedure prescribed for settlement of Savings Bank claims in the accounts of deceased depositors.

 

10. Payment of pension on last working day of the month through Post Office Savings Bank: -

(1) A withdrawal of pension from Pension Saving account is allowed on the last working day after the amount of pension is credited to the savings account.

 

11. Payment of Arrears of Dearness Relief and Pension/Family Pension to the Pensioner / Family Pensioner of the Department of Posts through Post Office. (1) In the case of Pensioners/Family pensioners getting their Pension/Family Pension through Post Office, Savings Bank Accounts with cheque facility, pension disbursing post offices may arrange payment of revised dearness Relief, Pension/Family Pension etc, and arrears thereof as a result of general revision of Dearness Relief and Pension/Family Pension to the Pensioners/Family Pension by crediting the amount due to their Savings Bank Accounts on the basis of the instructions that may be issued from time to time by the Department of Pension and Pensioners Welfare through various newspapers without waiting for any formal orders from the Department of Posts.

 

ANNEXURE 'A'

Pensioner/Government Servant's letter of authority and undertaking

 

Note :- Para 1 is to be filled in by retiring Govt. Servants only.

1. I hereby authorize the Postmaster/Sub Postmaster to receive my monthly pension on my behalf and credit the same to my Savings Account on the first working day of every month as per particulars given below:-

 

(i) Name in full _________________________________________________

(ii) Particulars of Post Office/Sub Post Office __________________________

(iii) Particulars of Head Post Office concerned __________________________

(iv) **Savings Accounts (Pension) No. ________________________________

(v) Amount of pension per month (in words) ___________________________

(vi) Designation and office where working at the time of retirement ______________

 

Note: Para 2 is to be filled in by existing pensioners only who opt for the scheme.

 

(2) I am a P&T Pensioner drawing my pension from the ______________Post Office. I wish to draw my pension through my Savings account and accordingly I hereby authorize the postmaster/sub postmaster to receive my monthly pension on my behalf and credit the same to my Savings account (Pension) on the first working day of every month as per particulars given below: -

 

Name in full _________________________________

Designation and office where working at the time of retirement ________________________

Savings Account (Pension No.) _________________________________________________

Pension payment order No. ____________________________________________________

Amount of pension per month (in words) _________________________________________

**To be filled in at the time of the first personal appearance of the Pensioner before the Postmaster/Sub Postmaster.

3. I agree to undertake that any amount of excess/wrong payment of pension, if credited to my above Savings Account, may be recovered or withdrawn from the said Savings Account by the said Postmaster/Sub Postmaster.

4. This authority shall remain in force until due notice in writing of its revocation is given by me.

 

Signature of Government Servant/P&T Pensioner

Signature of Witness:

1 Signature & Name _______________________

Address _______________________________                    Date _____________________

2. Signature & Name_______________________

Address _______________________________                    Date _____________________


ANNEXURE 'B'

CERTIFICATE OF DEDUCTION OF INCOME TAX

Certified that following amount has been recovered on account of Income Tax and Surcharge on Income Tax from the amount of pension credited to the Savings Account (Pension) of the pensioner named below:

1. Name of the pensioner

2. Financial year.

3. Amount of pension

4. Income Tax

5. Surcharge on Income Tax


Date ………………….                                                                      Postmaster

……………………. Head Post Office

ANNEXURE 'C'

NON-EMPLOYMENT CERTIFICATE

I declare that I have not received any remuneration for serving in any capacity in an establishment of the Central Government or State Government or a Government Undertaking or from a local Fund during the period of December to May, 20 …………. June to November, 20……… 

I declare that I have been employed/re-employed in the Office of ……………and was in receipt of the following emoluments during the period*……………………. I declare that I have / have not accepted any employment after obtaining/without orbiting sanction of the Government (to be furnished by Central Service Class 1 Officer during first two years form the date of retirement). I declare that I have/have not accepted any employment under any Government outside India after obtaining/without obtaining sanction of the Government (to be furnished by Central Service  Class 1 Officer only). delete whichever is not applicable * to be specified.

 

 

Place………...........................….                                                        Signature

Date……............................…….                                           Name of the Pensioner

P.P.O. No. .....................

 

 

ANNEXURE 'D'

FORM OF APPLICATOIN OF FAMILY PENSION

Form T.R. 40 A (Modified)

(Family Pension Scheme for Central Government Employees 1964)

Application for a family pension for the family of the Shri/Smt………………………

Designation……………………..in the office of …….....................…

1. Name of the applicant

2. Relationship to the deceased Government servant/pensioner.

3. Date of retirement, if the deceased was a pensioner.

4. Date of death of Government Servant/Pensioner.

5. Names and ages of surviving Kids of the deceased..

6. Name of the Head Post Office And its sub post office through which the deceased pensioner Was drawing his/her pension and his/her pension of post office at which payment is desired.

7 Name of post office at which Payment is desired.

8. Signature or left thumb impression in the Case of those who are not literate enough to

sign their names was drawing his/her pension and his/her Pension Savings Account No.

9. Name of post office at which payment is desired.

10. Signature or left thumb impression in the case of those who are literate enough to sign

their names.

11. Descriptive roll of………. widow/widower/Guardians of the minor children of late……

(i) Date of birth by Christian era) ……………….

(ii) Height

(iii) Personal marks if any on hand or face

(iv) Left hand thumb and figure impressions

Small Finger/Ring Finger/Middle Finger/Index Finder

 

2. Full address of the applicant.

Attested by                                                     Witness by

1.                                                                     1.

2.                                                                     2.

 

Note: - The descriptive roll (Col.9) and signature or left-hand thumb and fingers impression accompanying the application for family pension should be in duplicate in two separate sheets and attested by two Gazetted Officers or persons of respectability in the town, village or arganas in which the applicant resides.

 

ANNEXURE 'E'

FORM OF INTIMATION

Form T.R. 40-B (Modified)

 

 

From

Postmaster

……………………………. PO

 

To.

The Director of Accounts (Postal)

………………………………………......................….

 

 

No ……………………….……….............…..                                  Date………...........…….

 

Sir,

 

I am to inform you that Shri/Smt. ……………..holder of Pension Payment Order No……………. who was drawing his/her pension from this post office through Savings Account No…………….died on…………… The first payment of family pension @  Rs…………..Rupees…………….only) per  month has been made to Shri/Smt. For the period from…………..to …………….through  his/her Savings Account No………………Before making the said payment the death certificate, the application form and the other documents prescribed have been obtained from the claimant and accepted after necessary scrutiny. I have also personally satisfied myself about the identity and title of the claimant.

 

Your faithfully,

(Postmaster)

 

 

 

ANNEXURE 'F'

CERTIFICATE OF RE-MARRIAGE/NON-MARRIAGE

 

I hereby declare that I am not married/I have not been married during the past six/twelve months.

Place…………………………..                                  Signature……………........................……..

Date………………………….                                   Name of the Pensioner…......................

P.P.O No………..........................……………

 

I certify to the best of my knowledge and belief that the above declaration is correct.

 

Signature of a responsible Officer

or a well-known person

Place ……………….                                                  Name …………………………...

Date ………………..                                                             Designation ……………………..

 

 

ANNEXURE 'G'

INDEMNITY BOND

(To be executed by the P&T Pensioner residing abroad exempted from personal appearance before the Disbursing Officer)

 

KNOW ALL MEN BY THESE PRESENT that I ………..……………………….…..

son of ……………………… at present residing at ……………………………………………..

…………………………………………………………. (hereinafter referred to as obligor) hereby hold and bind myself, my heirs executors, administrators and legal representative of

the President of India, exercising the executive power of the Government of India (hereinafter

referred to as “The Government”) for the refund to the Government, on demand and without

demur any overpayment that may be made to me by the Government.

 

 

Signature this …………..........................…. day of ………………..........……… two thousand and ……………..…...…….WHEREAS the obligor is a Postal Pensioner and applied to the Government for being exempted from personal appearance before the Pension Disbursing Authority as required by para 3.10 of the Scheme for payment of Pension to P&T Pensioners through Post Office Savings Account No …………….….. standing at P.O. in the name of obligor on account of his/her staying aboard.

 

 

AND WHEREAS the Government, having agreed to grant the aforesaid exemption to the  bligor, the obligor has agreed to indemnify and to keep Government indemnified and to execute the bove bond, subject to the terms and conditions herein contained.

 

NOW THE CONDITON OF THE BOND is such, that if after the said pension has been paid to the obligor as recited, and if it is subsequently discovered that the obligor has been overpaid, the obligor shall on demand refund and return to the Government any amount so overpaid on account of the said pension. THEN the above written bond shall be void, otherwise the same shall remaining full force and effect. BUT SO NEVERTHELESS that if the obligor shall die or become insolvent, the said overpayment shall become due and payable to the Government recoverable in one installment from the heirs and legal representative of the obligor by virtue of this bond.

 

The obligor shall not be discharged or released from his/her obligation in any manner by any indulgence shown/ extended to him by the Government for any reason or of any kind, including delay in demanding refund of the amount of repayments herein below provided without prejudice to other rights of the Government.

 

IN WITNESS WHEREOF the obligor has executed these presents on the day of ……………………………………………….. Two thousand and ……………………. Executed by ……………………. obligor herein the presence of ………………………………

 

Signature of obligor

Witness:

1.Signature                                                                                                      2.Signature

Address                                                                                                           Address

Occupation                                                                                                      Occupation

 

 

Accepted for and on behalf of the President of India by………………………in the presence of ……………… Witness:

1. …..................…….……………………….

2. ……...................…………………………. Name, designation and signature

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