DOP GUIDE

The rates of interest on various Small Savings Schemes for the fourth quarter of the FY 2022-23 starting from 1" January, 2023 and ending on 31 March, 2023 have been revised as detailed below

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1.3. Congregation of SAS/MPKBY Agents in Post Offices:- 1. Instances have come to the notice where SAS/MPKBY agents are seen congregating in the post offices soliciting business from the public who approach the post office directly for investment. This practice is against the rules. 2. The Small savings agent is expected to make contact with customers at their residence/ office etc. to explain to them the advantages of savings instruments and secure business by motivating them for investment. The very purpose of their appointment is defeated if they grab the ready business from the public coming to post offices for investment directly at the counter. The agents should not sit in post offices for canvassing business. 3. In this regard, instructions have been issued from time to time. You are requested to reiterate these instructions to all Postmasters once again and impress upon them to take necessary steps to avoid such congregation of small savings agents in the post offices. 4. A clo

1.The Government Savings Promotion General Rules, 2018 shall come into force from 05.10.2018. Opening of an account.- (i) An illiterate or a blind or visually challenged individual desiring to open an account shall personally visit the Accounts Office for authentication of his signature or thumb impression by the Accounts Office provided he shall be accompanied by a person known to the Accounts Office and a literate person may be authorised by the blind or visually challenged depositor to operate an Account on his behalf. (ii) An illiterate depositor shall be assisted by the Authorised Officer of Accounts office for opening (filling up of forms etc.) and operating the account and thumb impression of the illiterate depositor shall be witnessed by an independent witness acceptable to the Accounts Office on each occasion of withdrawal. (1) An Account may be opened either as a Single Account or as a Joint Account. (2) Joint Accounts shall be of two types, namely:- Joint ‘A’ type, to be ope

.Issue Of Duplicate Pass Book >> ₹ 50/- .Issue Of Statement Of Account Or Deposit Receipt >> ₹ 20/- in each case. .Issue Of Pass Book In Lieu Of Lost Or Mutilated Certificate >> ₹ 10/- per Registration. .Cancellation Or Change Of Nomination >> ₹ 50/- .Transfer Of Account >> ₹ 100/- .Pledging Of Account >> ₹ 100/- .Charges On Dishonour Of Cheque >> ₹ 100/- .Issue Of Cheque Book In Savings Bank Account – No Fee For Upto 10 Leaves In A Calendar Year & Thereafter At ₹ 2/- Per Cheque Leaf. Note:Tax As Applicable On The Above Service Charges Shall Also Be Payable. THE GOVERNMENT SAVINGS PROMOTION GENERAL RULES, 2018

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